Seaman Loan - No Hidden Charges

R.A. 3765 - Truth in Lending Act 

No Hidden Charges Seaman Loan

Most seafarer's concern when applying for seaman loan is the charges and fees as well as interest rates. But there are those who dwell from Metro Manila as well as in nearby provinces like Bacolod who do not know until now that just like any other types of loans  offered anywhere in the Philippines should not have any hidden charges. You can read about this in the new lending law of the Philippines through R.A 3765 (Truth in Lending Act") which basically states - "policy of the State to protect its citizens from a lack of awareness of the true cost of credit to the user by assuring a full disclosure of such cost with a view of preventing the uninformed use of credit to the detriment of the national economy" (quoted from Republic Act 3765 Section 2). You may read further about this factual sheet from here.


Clearly, if you just read further along all sections of this Philippine lending law, you will easily understand that this law prohibits any entity in the lending industry from not disclosing all charges, penalties and fees to be deducted or incurred to the borrower before any final decision to claim the loan proceeds takes place but it does not clearly state that it should be done before any process of loan application may take place.

If you are a sailor in the Philippines, particularly from Bacolod, we want you to know you can always rely on our honest service. Because here at Seaman Loan Bacolod, we value our client-consultant relationship and if you want to avoid lenders who don't disclose fees to be collected along with your loan application, then you should apply with us.

Free Loan Application Assistance Service

In lieu of this instance, we would like to offer our FREE professional loan consultation and application assistance for your need to apply for this non collateral unsecured loan. We guarantee you that our offer of no hidden charges seaman loan is true to its word.

Everything else will be disclosed to your before you claim your loan proceeds upon loan approval by our loans confirmation officers from the lending provider. All you have to do is to be sure to listen carefully to the presentation of loan contract. If by any chance, you feel, find or see anything not acceptable to your own standards, you may feel free to question, ask for further explanation or turn down our offer - no questions asked.

Reminder:

Apart from our offer of seaman loan with no hidden charges, our providers also don't prefer to take or make the maritime worker surrender his or her allotment ATM. We always offer as priority, our providers who don't take your allotment ATM as we value trust that you will pay in due as much as we expect to be given the chance to process your loan application.

1. By now, you must be ready to apply for no hidden charges seaman loan. Please immediately make an effort to Contact Us below. 
2. You may also visit and see the list of requirements or fill up our online application form HERE.

VERY IMPORTANT:

For super fast process of your application, please make sure to send us your 2 valid IDs / latest POEA-validated contract / OEC / seaman book / SRC / passport / --- samcasuncad.ofwcashloan@gmail.com

Call me to apply for Seaman Loan in Bacolod – Sam Casuncad (Pinoy loan consultant)
Home office phone: 542 7015 / 366 3645
Sun Cellular No 0932 – 872 5532
Smart Cellular No 0939 – 9269335
Globe No 0917 – 5019245
Email application form at samcasuncad.ofwcashloan@gmail.com